Car Insurance Questions
Ask Ryan - Questions & Answers
- Will my policy pay off my car loan if my car is totaled?
Q
A An explanation of what happens if your car is totaled out when you still owe money on your car loan or lease. Read More...
- Will car insurance cover my stolen personal items?
Q
A If someone steals personal items from your car, will car insurance cover those items? Read More...
- What is an SR-22 and why is it needed?
Q
A An explanation of the SR-22 form and how it relates to your car insurance policy. Read More...
- When a friend crashes your car, whose car insurance policy pays?
Q
A An explanation of whose car insurance policy pays when someone borrows your car and crashes. Read More...
- What is uninsured motorist coverage and do you really need it?
Q
A What is uninsured motorist coverage? Do all drivers need it? Read More...
- Who Am I Required to Add to My Car Insurance Policy and Who Is Already Covered?
Q
A Do I have to add my teenage licensed driver to my policy to be covered or does she already have coverage as a permissive user? Read More...
- Reduce The Impact Of Your Child's Accidents On Your Auto Insurance Premiums
Q My 19-year-old son just had another fender-bender-- his third in the last two years. Our premiums were already high; I can't imagine what they will be now. How can I make my insurance cheaper? Trevor R. St. Louis, MO
A Learn how to minimize the impact of a child's poor driving record on your auto insurance premiums. Read More...
- Does the color of a car affect auto insurance premiums
Q I am shopping for a new car, and really like a bright-red one. My friend told me to buy it in white, because it cost more to insure a red car. Is that true? Does one color cost more than another for insurance? Donna W. Toledo, Ohio
A Red Cars Don't Cost More to Insure. White Cars Don't Offer Cheaper Insurance. Read More...
- Should I drop Collision Coverage from my Auto Insurance?
Q I am trying to save money on my car insurance, and my friends tell me to drop collision coverage since my car is "just about worthless." Granted, it isn't new anymore, but it is a far cry from worthless. How do you determine when it is time to drop collision coverage to save money? Thomas R. Orlando, Florida
A Should you drop collision coverage from your auto insurance? Learn what to look for... Read More...
- Can inviting your insurance company along for the ride really save you money on car insurance?
Q I have heard ads about driving monitors from an insurance company that can reduce car insurance bills. How do driving monitors work, and can they really save me money? Janet W. Topeka, KS
A Can a data log of your driving habits really save you money on auto insurance? What data is collected and how is it used? Learn More... Read More...
- car insurance should I file a comprehensive or collision claim?
Q I have a $100 deductible on my comprehensive automobile insurance coverage, but a $500 deductible on my collision coverage. I scraped my car on the garage doorway the other day, and don't want to pay the big deductible. Can I file a claim under my comprehensive coverage since I didn't collide with another car? Jenny O., Huntsville, Alabama
A What coverage pays for what kind of damage in an auto insurance policy? Read More...
- How long will a DUII conviction affect my car insurance rates?
Q We had cheap insurance until my husband got a DUI. How long it this going to affect our rates?
A We had cheap insurance until my husband got a DUI. How long it this going to affect our rates? Learn more... Read More...
- How to save money on auto insurance when children leave for college
Q My daughter is attending college, and doesn't have a car with her at school. Can I take her off of my car insurance policy? Jay Davies, Portland, Oregon
A Leave your college student on your auto insurance policy and use available discounts to save money Read More...
- Do auto insurance companies offer coupons for car insurance coverage?
Q Why can't I find auto insurance coupons?
A Ever wondered why you've never come across an auto insurance coupon? Learn more... Read More...
- What is PIP (Personal Injury Protection) and do I need it?
Q
A Learn more about PIP (Persoanl Injury Protection) - What does it pay for? Do you need it to protect yourself? Read More...
- How do I lower my auto insurance premium?
Q I bought my first car and tried to get insurance, and even with a clean record it was very expensive. They told me it was because I didn't have insurance for the last six months. Why does that matter?
A Premiums can be higher for drivers without a verifiable insurance history – improve your auto insurance premium in just six months… Learn More Read More...
- How to Get Cheap and Fast Life Insurance Coverage
Q What's the cheapest, fastest way to buy life insurance? --Stephen, Michigan
A Learn the best way to get the cheapest life insurance coverage fast. Read More...
- Auto Insurance and Home Insurance: Cheaper Together?
Q Is it possible to save A LOT of money by finding the cheapest home insurance from one company and the cheapest car insurance from another? --Erin, New Jersey
A Learn how to get the cheapest auto insurance and home insurance through a multi-line discount. Read More...
- Salesman Recommended an Auto Insurance Company--Should You Take the Advice?
Q I bought a new "used" car and my car salesman recommended a certain car insurance company. He says this company always gives his customers the lowest auto insurance quotes. Should I trust his advice? - Tom, Arizona
A As unlicensed individuals, car salespeople should not provide recommend auto insurance companies--here is what you should look for. Read More...
Use the tabs below for more information about:
Homeowners Insurance, Car Insurance, or Life Insurance.
