A. An auto insurance expert fields a question from a consumer who wants to know if their insurance policy will pay off their car loan if their car is totaled out. Find out what happens with your car loan if your car is declared a total loss. I totaled my car last week. I know that the car value is Read More
A. An auto insurance expert fields a question from a consumer who wants to know if the personal items stolen out of her vehicle will be covered by her car insurance policy. Find out which stolen items are covered by comprehensive coverage. My car was broken into in my driveway. Luckily, the car wasn't Read More
A. I was convicted of driving under the influence (DUI). To get my driver's license reinstated, I need to obtain an SR-22. What is an SR-22 and why is it needed? Jim B., Medford, Ore. Jim, You're not alone in wondering about an SR-22 and how it relates to car insurance. Most drivers are unfamiliar Read More
A. My best friend borrowed my car to run some errands and was in an accident. She's at fault for the accident. Do claims for damages to my car and the other car she hit go through her car insurance policy or mine? Ava M., Escondido, Calif. Good question, Ava. Most people let a friend operate their Read More
A. An auto insurance expert fields a question from a consumer who wants to know if he should reject uninsured motorist bodily injury coverage or if it is necessary as part of his car insurance policy. Unsure if uninsured motorist bodily injury coverage is for you? Find out what it covers. I read Read More
A. Dear Ryan, Do I really have to add my newly licensed 17-year-old daughter to my car insurance policy? Isn't she automatically covered as a permissive driver like my neighbor who borrows my car every now and then? Julie S., Columbia, SC Dear Julie, Congratulations to your daughter for the big Read More
A. Insurance is colorblind so drive a car in the color you desire. Dear Ryan, I am shopping for a new car, and really like a bright-red one. My friend told me to buy it in white, because it cost more to insure a red car. Is that true? Does one color cost more than another for insurance? Donna W. Read More
A. Auto insurance expert Ryan Lowell fields a question from a consumer, who wants to know how to keep a child's accident from sending his car insurance premiums from soaring sky high. Got a kid who crashes? Minimize the impact to your auto insurance policy. Dear Ryan, My 19-year-old son just had Read More
A. Don't drop the ball when dropping collision coverage. Dear Ryan, I am trying to save money on my car insurance, and my friends tell me to drop collision coverage since my car is "just about worthless." Granted, it isn't new anymore, but it is a far cry from worthless. How do you determine when it Read More
A. Dear Ryan, I have heard ads about driving monitors from an insurance company that can reduce car insurance bills. How do driving monitors work, and can they really save me money? Janet W. Topeka, KS Dear Janet, There are different types of vehicle monitoring systems available, and for different Read More
Q. Will my policy pay off my car loan if my car is totaled?
A. An explanation of what happens if your car is totaled out when you still owe money on your car loan or lease. Read More
Q. Will car insurance cover my stolen personal items?
A. If someone steals personal items from your car, will car insurance cover those items? Read More