If you are one of millions of Americans who in these difficult times have decided it's smarter to rent than buy a home, you've probably also thought about renters insurance. Like homeowners insurance, renters insurance covers not only your possessions but also provides medical coverage in the event Read More
When you rent a house or an apartment, you should consider purchasing renters insurance because it provides financial protection against loss or damage to your belongings. Unlike homeowners insurance, most renters insurance policies only cover the value of your possessions, and not the structure Read More
Industry statistics show that 96 percent of homeowners have homeowners insurance, while only 43 percent of renters have renters insurance. What's going on? The low percentage of renters who are covered by renters insurance may indicate that renters assume that their landlord's insurance covers the Read More
You rent an apartment or a condominium, so you don't have to worry about home insurance, right? It is possible that your building is insured, but what happens to your valuable possessions if there is a fire? That's right, they are not covered by the general insurance policy that covers an apartment Read More
If you are a renter, do you know about renters insurance? Although the building you live in is insured against damage, your personal possessions within are not. If you rent it is essential that you protect your personal possessions with renters insurance. Recently, the Insurance Research Council Read More
If you rent, rather than own, you might think that there's no need for home insurance. However, not having renters coverage could prove to be very costly to you. While you are not responsible for repairs to the physical structure of your dwelling, you still may need to replace your personal Read More
Q. Will my policy pay off my car loan if my car is totaled?
A. An explanation of what happens if your car is totaled out when you still owe money on your car loan or lease. Read More
Q. Will car insurance cover my stolen personal items?
A. If someone steals personal items from your car, will car insurance cover those items? Read More