Should You Take the Car Salesperson's Auto Insurance Recommendation?
Q Dear Ryan,
I bought a new "used" car and my car salesman recommended a certain car insurance company. He says this company always gives his customers the lowest auto insurance quotes. Should I trust his advice? - Tom, Arizona
A Whoa, Nellie! Car salespeople have no business giving you auto insurance advice! In fact, it's usually illegal for them to do so. State laws forbid unlicensed people from soliciting insurance products. "Soliciting" can include telling people they can save money with a particular insurance company.
Massachusetts, for example, recently issued a bulletin to auto dealers after reports that car salespeople were recommending particular insurance companies. Here are some examples from the Massachusetts Department of Insurance on what car salespeople are NOT supposed to do:
So, Tom, in a nutshell: Don't trust the car salesman's insurance advice. Do your own insurance shopping to find the best deal.
State Farm® Is Here to Help You Save on Car Insurance
Q. Will my policy pay off my car loan if my car is totaled?
A. An explanation of what happens if your car is totaled out when you still owe money on your car loan or lease. Read More
Q. Will car insurance cover my stolen personal items?
A. If someone steals personal items from your car, will car insurance cover those items? Read More
Insurify™️ - Virginia Drivers Can Save Up to 50%