How to find the cheapest multi-line policy rates

Written by Ryan Lowell on June 10, 2010 & Posted in Insurance

Auto and Home Insurance: Can You Get Cheaper Rates through Separate Insurers?

Q Dear Ryan,

Is it possible to save A LOT of money by finding the cheapest home insurance from one company and the cheapest car insurance from another? --Erin, New Jersey

A Hey, Erin! Greetings to a fellow cheap insurance hunter! You've got a great strategy there: Comparison shop for the best rates for any policy you buy. Here's another way you could possibly get EVEN cheaper rates: When you find the cheapest car insurance quote and the cheapest home insurance quote, ask each of those companies to quote your car and home together with a "multi-line" discount, and see who provides the lowest quote--you could save around 15% and come out way ahead!

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Q. Will my policy pay off my car loan if my car is totaled?
A. An explanation of what happens if your car is totaled out when you still owe money on your car loan or lease. Read More

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