Money Saving Tips

Auto Insurance

• Will auto insurance cover your car's hail damage?

  Find out if you are covered for damage to your car caused by a hail storm.

• How gap insurance works

  Find out what gap insurance is and if you need it for your financed vehicle.

• Live with a bad driver? A named-driver exclusion may save you

  Find out what a named-driver exclusion is and if it’s right for your situation.

• Get a C.L.U.E. about your claims history

  Insurance companies can pull reports that show your previous car insurance claims. Find out about the report and how to obtain your own copy.

• Collision and comprehensive claims: What's the difference?

  Determining whether your car accident is a collision or comprehensive coverage claim can be confusing. Find out how to tell the difference.

• How to change car insurance carriers

  Find out the right way to change car insurance companies and prevent a lapse in coverage.

• Who pays when you hit a deer?

  Collisions with deer can be costly if you don't have comprehensive car insurance.

• Customize your car insurance policy to cover your vehicle's custom parts

  When adding custom parts to your vehicle, you also need to customize your car insurance policy to make sure your new equipment is covered.

• What Is an SR-22? Who Needs to File an SR-22 and How to Do It

  Learn what an SR-22 is, why the state may require you to carry it and how to obtain it.

• Slow Down and Make a Good Decision on Optional MedPay Auto Insurance

  Don't scrimp on MedPay or PIP to save on auto insurance premiums. The protection is broad and vital to your financial health.

• 5 Car Insurance Discounts You Might Find in Your Vehicle

  Your vehicle's safety features could be a treasure trove of car insurance discounts. Some insurers offer discounts for features that come standard on your car.

• The Biggest Myths About Full Coverage Auto Insurance

  When it comes to auto insurance, the term

• Is Cancellation or Non-renewal Worse for Your Car Insurance

  Learn the difference between having an auto insurance policy cancelled or non-renewed, and how they affect future insurance costs.

• Shopping Will Get You the Cheapest Car Insurance

  Comparing auto insurance quotes can be one of the best ways to save money on your premiums. Discover how much you can save and how often you should be shopping around.

• Post-DUI Car Insurance

  How do you pick up the pieces and reduce your car insurance after a DUI? Although never easy, there are ways that you can manage car insurance costs after a DUI.

• Cheap Auto Insurance from a Defensive Driving Course

  A great way to save money on auto insurance is graduation from a defensive driving course, but who can qualify and what courses are available?

• No-Pay, No-Play Automobile Insurance Laws Gaining Momentum in State Legislatures

  States consider laws to limit pain and suffering claims by uninsured motorist and reduce premiums for insured drivers

• Motorists suffer when politicians mandate cheaper car insurance

  A senate bill introduced in Washington State would require auto insurance companies to offer discounts to motorists who drive fewer than 5000 miles annually, but that may pave the road to disaster, an expert says

• Biggest Myths About Reporting Mileage To Car Insurance Companies

  Cheap car insurance because you fudged your mileage when reporting to your auto insurance company is risky business.

• Attempts to Legislate Responsibility Fails in Illinois

  An Illinois proposal to raise state-mandated auto insurance limits stalls after insurance industry leaders testify against it.

• The Dirty Little Secrets of an Auto Insurance Rollback

  Wisconsin reduced minimum auto insurance liability limits but the effort illustrated the pitfalls of such an effort

• How to Avoid Auto Break-ins and Car Insurance Claims

  Car insurance expert Ryan Hurlbert provides information that thieves do not want you to know, while poking a good bit of fun at his penny pinching tendencies.

• Secrets of Paying for Car Insurance in Installments and Why It May Cost You

  Paying car insurance in monthly installments has advantages and drawbacks, as most national car insurance companies charge a fee.

• Is Getting Married to Reduce Insurance Going Too Far

  Auto insurance industry expert Ryan Hurlbert relates an interesting anecdote about getting married to get cheaper car insurance

• Avoid break-ins and car insurance claims

  Personal property left in your car is a target for theft. Here are some tips on how to avoid car break-ins because your insurance might not cover the damage a thief can do.

• Auto Insurance Accident Tips

  Even minor auto accidents need to be handled carefully. Follow these steps to make sure a minor incident doesn't become a major auto insurance headache.

• When Is State-Minimum Liability Insurance Enough Car Insurance?

  When is it OK for you to carry state-minimum liability insurance on your car? Learn why saving a few dollars in premiums can cost big dollars in claims.

• What auto insurance coverage do you need for a rental car?

  Learn about basic coverage options offered by auto rental companies, coverage provided by your personal auto policy, and filling coverage gaps.

• Save on Car Insurance Rates with Higher Deductibles

  Increasing your deductible is a simple way to save money on car insurance. But weigh the pros and cons before you make a deductible decision... Learn More

• 5 Money-Saving Tips - How to Choose a Car That Is Cheap to Insure

  If you are a cost conscious driver who wants a great car and a low auto insurance bill, here are some tips on how to choose a car that is cheap to insure.

• Accident forgiveness, is it all it is cracked up to be and right for you?

  Is accident forgiveness insurance right for you? It's not perfect for everyone, but for some drivers, the cost savings could be significant... Learn More

• Shopping for cheaper motorcycle insurance

  A guide to getting the best value in motorcycle insurance... Learn More

• Minimize the car insurance impact of a DUI conviction

  Tips for lowering your auto insurance premiums after a DUI conviction

• Save money on car insurance for teen drivers

  Tips for saving money on your auto insurance premiums when adding a teenage driver to the policy.

• 6 ways to reduce auto insurance costs for your older car

  If you drive an old car, you may be looking for ways to reduce your car insurance costs. Learn 7 tips that may help you get the cheapest car insurance rates.

• Auto Insurance: How You Can Save Money Without "Going Bare"

  As economic woes continue, more and more Americans are driving without insurance, or

• A Passenger in Your Cars Causes You to Crash: Are You Covered?

  Passengers can cause distractions and even accidents. Your car insurance should usually cover such incidents.

• Will Going to Driving School Lower Your Auto Insurance Rates?

  Attending driving school can help you learn important defensive driving skills, while also lowering your auto insurance rates.

• Proper Use of Quality Car Seats is the Best Insurance for Your Child's Safety

  A few dos and don'ts about car seats can prove to be lasting insurance for the long-term health and safety of children riding in your car.

• Road Kill & Auto Insurance: Are You Covered?

  Comprehensive insurance covers accidents between animals and cars, RVs, and trucks.

• Proper Car Maintenance Can Be the Cheapest Option for the Long Term

  Over the long-term life of your car, keeping up with critical maintenance tasks will probably by cheaper than letting them slide for another day

• Crash the Car with Cocktail in Hand: Are You Covered?

  Drinking and driving is never a good idea, and can void your insurance coverage in many instances.

• Did Your Neighbor Wreck Your Car? If so, Are You Covered?

  If your neighbor wrecks your car, will your car insurance cover the damage?

• Pay-As-You-Drive Auto Insurance Offers Discounts for Low-Mileage Drivers

  A new concept in auto insurance offers cheaper insurance in exchange for lower annual mileage, with other discounts possible as well.

• Six Essential Auto Safety Tips: Insurance, Chargers, & More

  Take charge of your own auto safety with our tips. Learn more about keeping your car or RV safe in any weather, get insurance tips and more.

• Economic Recession and Auto Insurance

  Understanding how companies generate car insurance quotes can lead to lower premiums and better coverage.

• Top Five Causes of Auto Accidents: Car & Motorcycle Statistics

  Get the facts on dangerous behaviors behind the wheel. Your insurance rates could rise higher if you make these simple mistakes.

• Bad Weather and Car Insurance: Are You Covered?

  When bad things happen to good cars, it's nice to have comprehensive auto insurance.

• Looking to Cut Costs? How You Can Save on Auto Insurance in 2009

  With every nickel and dime ever more important, cutting costs is a necessity. Here are four ways you can save on auto insurance in 2009 and beyond.

• Five Safety Features to Help You Get an Auto Insurance Discount

  While not guaranteed, having these five safety measures in or on your car could lead to a handsome auto insurance discount.

• Auto Insurance Limits: How Much Is Enough?

  In determining the limits on your auto insurance policy, consider the possibility of lawsuits and the value of your vehicle.

• Have a Car? Know Your Auto Insurance Policy Well

  Understanding your auto insurance policy becomes easier when you know what to look for.

Home Insurance

• How the Quality of the Local Fire Department Impacts Your Insurance

  Did you know the quality of your fire department can impact your insurance premium costs?

• Homeowner at Risk: Seven Toxic Hazards to Avoid

  Homeowners risk injury due to common safety hazards. Improving household safety can reduce healthcare and insurance costs.

• Hired Help: Are You Covered?

  When hiring help around the house, don't assume that your homeowners insurance will cover any accidents that occur.

Life Insurance

• Now That You're Married, It's Time for Life Insurance

  When you first get married and are working out your joint financial arrangements is a good time to get life insurance

• Surveys Reveal Surprising Connection Between Recession and Life Insurance

  Economic downturn has many Americans pondering life insurance policies. Recent studies show how recession is impacting current coverage.

• Life Insurance and Obesity: Your Weight Can Impact Your Life Insurance Policy

  Obesity can impact your ability to obtain life insurance and can increase the price of coverage.

• Life Insurance and Financial Planning: A Powerful Combination

  Life insurance can be the key to an effective financial planning strategy--and provide for financial security in the future.

• Are You Insured When You Travel? Get the Protection You Need

  Learn why it's important to buy insurance to cover your life, health, and the operation of cars and motorcycles abroad.

• Insurance: How to Shop for a Policy

  What you need to know before shopping for an insurance policy.

• Life Insurance: How to Find a Policy that Fits your Lifestyle

  Life insurance policies should match lifestyle and goals to provide the right amount of financial coverage and deliver peace of mind.

• Your Life Insurance Policy: Can Your Family Find it When They Need To?

  Tips for keeping your life insurance policy easily accessible in case your family needs to locate it.

Renters Insurance

• Renters Insurance Tips: Cover Possessions and Limit Risk

  Renters insurance can do more than cover replacement of material possessions. This overview will get you started when the time comes to find a perfect renters insurance policy.

• How to save on renters insurance

  Learn why renters insurance is often cheap insurance. Plus, a few ways you can save money on your renter insurance rates.

Other Resources

• Shocking Insurance Exclusions: Protect Yourself from Unexpected Costs

  What you don't know could hurt you. Get the facts on exclusions in life, health, home, and auto insurance.

• Insurance Coverage for Hunting Accidents: Know the Facts

  Find information on insurance coverage for hunting accidents, including hunting on private property, statute of limitation info, and more.

• High Risk Behavior: Are You Covered?

  The majority of high risk behaviors are not covered by standard insurance policies, so ask before you leap--literally.

• Insurance Premiums: Debunking the Myths

  Insurance premiums are fees charged for insurance coverage, and can vary greatly based on a variety of factors.

Use the tabs below for more information about:
Homeowners Insurance, Car Insurance, or Life Insurance.